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Manage your mortgage with flexibility — make payments securely and earn cashback on eligible mortgage payments, without changing how your lender gets paid.
When you submit a mortgage payment, Neobanc processes it and deposits the funds into the account your lender uses for direct withdrawals — ensuring your payment is delivered smoothly and on time.ergencies.
Earn 0.5% cashback on eligible mortgage payments. Your rewards can be used toward future payments or bills — helping your biggest expense give something back.
Pay your mortgage using Neobanc Interac e-Transfer®
Neobanc securely processes your payment and deposits it into the account your mortgage lender debits from, so your payment goes through smoothly and on schedule.
Earn 0.5% cashback on every mortgage payment, automatically added to your Neobanc account.

Pay your mortgage using Neobanc with Interac e-Transfer®
Earn 0.5% cashback on every mortgage payment, automatically added to your Neobanc account.
We treat your rent like it’s our own — partnering with trusted, insured financial institutions and industry-leading protections to keep your money safe.
CDIC-insured partner bank
Payments made via Interac e-Transfer are insured up to $10,000 through reLease
100% on-time payment delivery
$2M liability coverage through Zensurance
Backed by top accelerators & venture capital partners



You’ll need to upload your mortgage agreement, showing:
Neobanc employs TLS 1.3 for all data in transit and AES-256 encryption for data at rest. Keys are managed via a secure Key Management Service (KMS) with regular rotation and strict IAM controls. Passwords and sensitive identifiers are hashed with industry-standard algorithms (e.g., bcrypt/Argon2), and we enforce mutual TLS for internal service communication.