OFFICIAL RULES & REGULATIONS

Neobanc Telecom Bill Contest – November 2025

1. Contest Period

The contest begins on November 16, 2025 at 11:00 AM ET and ends on November 25, 2025 at 11:59 PM ET (“Contest Period”).

The winner will be selected and announced on November 26, 2025.

2. Eligibility

This contest is open to:

• Legal residents of Canada (excluding Quebec)

• Individuals aged 18 years or older at the time of entry

• Both new and existing Neobanc users

Void where prohibited by law.

Employees, contractors, or affiliates of Neobanc may participate but are not eligible to win.

3. How to Enter

To enter:

1. Like the official contest post on Instagram
2. Follow @neobanccom
3. Tag friends in the comments
4. • Each friend tagged = 1 entry
5. Share the contest post to your Instagram Story and tag @neobanccom
6. • Story share = 10 bonus entries
7. Entries are unlimited
8. No purchase necessary

All entries must be made during the Contest Period.

4. Prize Details

One (1) winner will receive:

• Up to $250 toward their telecom bill

Prize Conditions:

• Neobanc will review the amount of the winner’s telecom bill

• Neobanc will credit the winner’s Neobanc cashback balance for the bill amount, up to $250

• Prize is delivered only through the Neobanc platform

• Winner must have or create a free Neobanc account to receive the credit

• Credit is applied directly toward the winner’s telecom bill within Neobanc

Prize is non-transferable and has no cash value outside the platform.

5. Telecom Bill Eligibility

This contest applies only to telecom/mobile phone bills, including but not limited to:

Rogers, Bell, Telus, Fido, Koodo, Virgin, Freedom, Chatr.

Neobanc is not affiliated with or endorsed by any of these companies. Logos are for example purposes only.

6. Winner Selection & Notification

• Winner will be selected at random from all eligible entries

• Winner will be contacted via Instagram DM on November 26, 2025

• Winner will also be publicly announced on the Neobanc Instagram account

• If the winner does not respond within 48 hours, Neobanc reserves the right to choose an alternate winner

Neobanc may require proof of eligibility (age, residence, identity).

7. General Conditions

By entering, participants agree that:

• This contest is not sponsored, endorsed, administered by, or associated with Instagram

• Neobanc is not affiliated with any billers or companies whose logos appear in promotional materials

• All decisions made by Neobanc are final and binding

• Neobanc reserves the right to cancel or modify the contest at any time for any reason

• By entering, participants consent to being contacted by Neobanc for contest purposes

8. Privacy

Information provided will be used solely for:

• Contest administration

• Winner verification

• Prize fulfillment

Neobanc will not sell or share entrant information.

9. Acceptance of Rules

Participation in the contest constitutes full acceptance of these Official Rules & Regulations.

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