About Neobanc – Canada’s rent cashback fintech for renters

In Canada, rent makes up more than 35% of the average household’s spending. That’s nearly $300 billion/year that’s just... gone.

Unlike mortgages or loans, rent payments don’t boost your credit. There’s no reward, no equity, no lasting benefit. For many, rent is the biggest blocker to saving or buying a home.

Our purpose is to change that. We want to:

Make rent less painful today (cashback)
Make it productive tomorrow (credit-building, quick loans, insurance)
Make it a launchpad to ownership (guidance, tools, brokerage)

It’s time renters got something back.

That’s not just good fintech.

That’s a movement to make renting fair and empowering.

THE NEOBANC TEAM

Meet the team

We’re renters too — and we’re building the tool we wished existed.

Luis Parra

CTO & Cofounder

Fintech Engineer & Compliance Maverick. Built and sold his first company in fintech compliance. Programmed LLMs for two billion-dollar YC giants and collaborated with the SEC on fraud investigations. Luis codes where innovation meets regulation—and wins.

Luis Parra

CTO & Cofounder

Kyle Collier

CEO & Cofounder

Systems Design Engineer (UWaterloo). Serial fintech entrepreneur with 15+ years of experience and multiple exits. Grew past startups to over 80 million users globally. Kyle has spoken at the United Nations on fintech innovation and raised successful rounds with minimal capital.

Kyle Collier

CEO & Cofounder

Bruno Santiago

CMO

Brand Architect & Growth Strategist. 25+ years turning digital chaos into $500M+ in sales. Former founder with $30M in growth marketing revenue. Bruno’s rebellious creativity has fueled fintech and startup success stories across continents—always with a middle finger to boring brands.

Bruno Santiago

CMO

Neobanc is built by experienced entrepreneurs and operators with deep fintech, compliance, and growth expertise — and the personal insight of renters who wanted something better.

OUR BUSINESS MODEL

You pay rent through us and get cash back in return. That's it.

SOUNDS TOO GOOD TO BE TRUE?

We get it — if you're getting cashback at no cost, you probably wonder: What Neobanc gets in return?

It's a win-win

Here’s how we make our share:

Networks

Some brands pay us to use their payment rails — we pass most of it on to you

Commissions

Optional services for you coming soon (insurance, loans, credit reporting...)

Referral fees

If we help you get a mortgage, the bank pays us. You don’t.

Who we are

Renting shouldn't feel like a dead end.

Meet the team

SOUNDS TOO GOOD TO BE TRUE?

Still got doubts?