Three simple steps to use Neobanc for your mortgage payments and earn up to 0.5% cashback.
Relying on luck isn’t a solid plan, but with Neobanc, managing your mortgage payments becomes easier and more rewarding. Enjoy cashback rewards every month while keeping things simple and stress-free!
Here’s how it works:
Upload your mortgage details here.
Provide your total mortgage amount, monthly payment, due date, lender's name, and linked Interac email.
Here’s how it works:
Schedule Your Payment
Simply send your payment amount to Neobanc three days prior to your mortgage due date. Enjoy a hassle-free experience with no paperwork involved.
Here’s how it works:
Neobanc processes the payment, and you earn 0.5% cashback!
Neobanc sends the payment to the Interac account where the mortgage payment is withdrawn. You'll earn up to 0.5% cashback on that payment!
why it's different
Why paying your mortgage with Neobanc actually feels good.
Designed for efficiency, benefits, and a hassle-free experience—allowing you to enjoy the perks of paying off your mortgage effortlessly while still earning rewards.
SECURE TRANSACTION
Clear information on conditions, qualifications, and reliability.
Upload Your Mortgage Agreement and Details:
Provide a copy of your mortgage agreement showing the total mortgage amount, monthly payment, due date, issuing institution, and the Interac email linked to the account from which payments are withdrawn.
Schedule Your Payment:
Send us the exact payment amount three days before your mortgage is due.
We Forward the Funds:
We send your payment to the correct Interac email, and it's deposited into the account from which your mortgage payment is withdrawn — on time every month.
Earn up to 0.5% Cashback:
Get up to 0.5% cashback on each on-time payment made through us.
Got questions?
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FAQs
What does Neobanc do with my mortgage payment?
Neobanc automatically forwards your monthly loan or mortgage payment to the Interac e-Transfers email linked to your account, where your lender withdraws the funds. This guarantees the money is available before your due date, with no missed payments.
Why do I need to upload my mortgage agreement?
We need your agreement to confirm important details such as the total mortgage amount, monthly payment, due date, lender name, and the Interac e-Transfers® email for the account where payments are withdrawn. This helps ensure accurate and timely payment processing.
When do I need to send Neobanc my payment?
Send us your monthly payment at least 3 days before your due date. This gives us enough time to forward the payment to the right account and make sure it clears before your lender processes it.
Do I get cashback on my mortgage payments?
Yes! Neobanc gives you up to 0.5% cashback on every on-time payment made through our platform. It’s our way of rewarding you for staying ahead of your payments.
Are there any fees or hidden charges?
No hidden fees, ever! With Interac e-Transfers®, there are zero processing costs, and Neobanc doesn’t charge you to use our service. We’re always transparent about any potential costs, so you’re never caught off guard.
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Get Rewarded for Paying Your Mortgage
Earn up to 0.5% cashback every month just for sending your mortgage payment through Neobanc — on time, with zero fees.